Non-Filers: Expect a Letter About your Stimulus Check

If you don’t usually file a tax return, or didn’t file a return for 2018 or 2019, you might not know you could qualify for an economic impact payment. You might be one of the nine million people getting a letter from the IRS letting you know how to register on their website to claim … Continue reading Non-Filers: Expect a Letter About your Stimulus Check

Free Trials Can Cost You Big Time!

Getting free stuff is cool…until it isn’t free. It is decidedly uncool when, after luring you in with “free trials” for products you might like, a company hits you with surprise charges during the supposedly “free” trial period. In a complaint filed in federal court, the FTC alleges that NutraClick, which marketed dietary supplements and … Continue reading Free Trials Can Cost You Big Time!

Tips to help you prepare for — and recover from — natural disasters

More than 85 large wildfires are ripping across the West Coast, from California to Oregon and Washington. In the Southeast, people are just beginning to recover from Hurricane Sally, while more storms are brewing in the Atlantic. And the Midwest continues to recover from the recent derecho. Severe weather and natural disasters can occur anywhere … Continue reading Tips to help you prepare for — and recover from — natural disasters

Fake Check Scams And Your Small Business

If someone you don’t know sends you a check and asks for money back, that’s a scam. But what if you’re a small business owner and someone “overpays” you and asks you to refund the balance? That’s still a scam — a fake check scam, to be exact. Want to learn more about how this … Continue reading Fake Check Scams And Your Small Business

Did Someone Tell You To Pay With Gift Cards? It’s A Scam

Maybe someone said you’ve won the lottery, a prize or sweepstakes. Or they claim to be from the government and tell you there’s a problem with your Social Security number. And, to collect your winnings or solve your problem, you have to pay with gift cards. But here’s the thing: anyone who insists that you … Continue reading Did Someone Tell You To Pay With Gift Cards? It’s A Scam

Scams In Between Stimulus Packages

As we publish this post, a second stimulus package has not yet been finalized by Congress. While there’s a lot we don’t know, we DO know a few things about what scammers do when this kind of uncertainty is in the headlines. If there’s another stimulus payment, you won’t have to pay to get it. … Continue reading Scams In Between Stimulus Packages

A Real or Fake Savings Club?

Imitation is the greatest form of flattery. It’s also the greatest form of “scammery.” That’s why scammers are imitating a type of informal savings club known as a “sou sou” or “susu” to trick people into joining what amounts to an illegal pyramid scheme. If you’ve never heard of the term “sou sou,” a quick … Continue reading A Real or Fake Savings Club?

Scammers and “Customer Service” — Another Imposter Scam

If you want to contact a company’s customer service department, you can do a quick search online and often find what looks like its phone number or email. But is the information at the top of your search results actually correct? Based on reports the FTC has gotten, sometimes the answer to that question is: … Continue reading Scammers and “Customer Service” — Another Imposter Scam

Going shopping? Don’t get shortchanged!

Remember when stores ran out of toilet paper, hand sanitizer, and face masks? Well, now COVID-19 is cause for a new shortage: coins. Because of business shutdowns and social distancing, people have been spending cash at stores or restaurants at record low levels. Adding to the shortage, the U.S. Mint has slowed down coin production … Continue reading Going shopping? Don’t get shortchanged!