If you don’t usually file a tax return, or didn’t file a return for 2018 or 2019, you might not know you could qualify for an economic impact payment. You might be one of the nine million people getting a letter from the IRS letting you know how to register on their website to claim … Continue reading Non-Filers: Expect a Letter About your Stimulus Check
Getting free stuff is cool…until it isn’t free. It is decidedly uncool when, after luring you in with “free trials” for products you might like, a company hits you with surprise charges during the supposedly “free” trial period. In a complaint filed in federal court, the FTC alleges that NutraClick, which marketed dietary supplements and … Continue reading Free Trials Can Cost You Big Time!
More than 85 large wildfires are ripping across the West Coast, from California to Oregon and Washington. In the Southeast, people are just beginning to recover from Hurricane Sally, while more storms are brewing in the Atlantic. And the Midwest continues to recover from the recent derecho. Severe weather and natural disasters can occur anywhere … Continue reading Tips to help you prepare for — and recover from — natural disasters
If someone you don’t know sends you a check and asks for money back, that’s a scam. But what if you’re a small business owner and someone “overpays” you and asks you to refund the balance? That’s still a scam — a fake check scam, to be exact. Want to learn more about how this … Continue reading Fake Check Scams And Your Small Business
Maybe someone said you’ve won the lottery, a prize or sweepstakes. Or they claim to be from the government and tell you there’s a problem with your Social Security number. And, to collect your winnings or solve your problem, you have to pay with gift cards. But here’s the thing: anyone who insists that you … Continue reading Did Someone Tell You To Pay With Gift Cards? It’s A Scam
Being broke is expensive. Right now, so many people are scrambling to figure out how to make rent, cover utilities, pick up some work, get their unemployment checks, and keep body and soul together. When it’s getting down to the end of the month, if people have exhausted personal loans through their bank or credit … Continue reading Paying the High Cost of Payday Loans
As we publish this post, a second stimulus package has not yet been finalized by Congress. While there’s a lot we don’t know, we DO know a few things about what scammers do when this kind of uncertainty is in the headlines. If there’s another stimulus payment, you won’t have to pay to get it. … Continue reading Scams In Between Stimulus Packages
Imitation is the greatest form of flattery. It’s also the greatest form of “scammery.” That’s why scammers are imitating a type of informal savings club known as a “sou sou” or “susu” to trick people into joining what amounts to an illegal pyramid scheme. If you’ve never heard of the term “sou sou,” a quick … Continue reading A Real or Fake Savings Club?
If you want to contact a company’s customer service department, you can do a quick search online and often find what looks like its phone number or email. But is the information at the top of your search results actually correct? Based on reports the FTC has gotten, sometimes the answer to that question is: … Continue reading Scammers and “Customer Service” — Another Imposter Scam
Remember when stores ran out of toilet paper, hand sanitizer, and face masks? Well, now COVID-19 is cause for a new shortage: coins. Because of business shutdowns and social distancing, people have been spending cash at stores or restaurants at record low levels. Adding to the shortage, the U.S. Mint has slowed down coin production … Continue reading Going shopping? Don’t get shortchanged!