Your credit report has a summary of your credit history. For example, if you’ve been evicted and a landlord turns uncollected rent over to a collection agency, that might be on your credit report. Information in your credit report affects your credit score. That’s important because businesses — like insurance and phone companies — use … Continue reading Give Yourself Some Credit (Credit Reports, that is)
Did you get a bill for a Small Business Administration (SBA) loan, but you didn’t apply for one? It’s likely that an identity thief applied for the loan using your personal or business information. The SBA has new guidance about reporting the fraud, and the FTC has tips to help you clear up any credit … Continue reading What to do if you’re billed for an SBA EIDL loan you don’t owe!
by Lisa Lake, Consumer Education Specialist, FTC In 2018, we told you about Simple Health, a group of companies that the FTC says tricked people into signing up for what the companies told them was comprehensive health coverage that met Affordable Care Act standards. Instead, people wound up with premiums as high as hundreds of dollars … Continue reading Health Insurance Scams Can Cost You BIG!
Today is National Data Privacy Day, when many organizations and government agencies, including the FTC, join together to raise awareness about privacy issues and to offer tips and information. As more and more of our devices are connected and share information about us, privacy is increasingly important. There are things you can do to help protect … Continue reading It’s National Data Privacy Day
by Traci ArmaniConsumer Education Specialist, Division of Consumer & Business Education, FTC You know that protecting your identity and personal information is important. And you also know that taking steps to avoid identity theft can make a big difference. But if someone steals your identity, here’s the first thing you do: go to IdentityTheft.gov. To get … Continue reading What To Do If Someone Steals Your Identity